Michigan Governor Gretchen Whitmer has signed a new law to lower insurance premiums.

According to WOOD, this new law that will rebuild the Michigan car insurance system will allow drivers to avoid the unlimited medical benefits that covers crash injuries.

Governor Whitmer signed the bill on Mackinac Island at the Detroit Regional Chamber's policy conference. Detroit Mayor Mike Duggan was on hand for the event as well several other Michigan lawmakers.

Whitmer said, "its a historic day" referring to the auto insurance premiums going down and giving Michiganders some relief.

Unfortunately Michigan has the highest average auto insurance costs in the entire United States. Hopefully this new law will get us a little further down on the list.

The new law will not kick in until July of 2020. The law will lower the personal injury protection rates and also give the public more choices. There will be a ban for insurance companies from using discriminatory non-driving factors that they set rates from.

Whitmer claims the new bipartisan deal will allow other items like repairing roads and closing skills gaps to get accomplished.

There is still a lot about this new law that has not been addressed. So hopefully between now and July 2020 we get more answers.

One question is, since when this mandatory medical was added to Michigan insurance rates doubled in most cases, but will they be cut in half with this new law or will it just be a tiny amount that really means nothing. I guess time will tell.